As January winds down, some of the best decisions you can make are what to stop doing. Or what to

That single sentence has been one of my most insightful discoveries.   I have learned a lot about someone, whether it

I have lived in Southern California my entire life.  Right now, I live in San Clemente, about 80 miles south

Most business owners go through some sort of annual budgeting process.  As the 4th quarter comes to a close, they